Flexible syndication loans

Optimai Syndicated Loans System simplifies the management of loans that are financed by multiple banks, private equity managers or liquidity providers.  It supports :

• Flexible loan types such as term loan, revolving credit
• Flexible collateral types (such as properties, bonds, equities) and collateral valuation
• Flexible interest computation including fixed and floating rates, different day count convention and advanced features such as option to include/ exclude interest on interest-payment-day
• A wide range of fees such as legal fees, arranger fees, with option to collect fees upfront or capitalize the fees
• Risk takers (or Liquidity providers) and their risk participations
• Real-time or daily collateral mark-to-market and margin call
• Management of repayment with payment due & overdue reports
• Processing of principal/ interest/ fees payment
• Automation of distribution of interests and fees to risk-takers based on their risk participation
• Additional loan tranches with the same or different risk takers as the earlier tranches
• Loan revision with revision of loan terms such as interest rate, repayment schedule, maturity date
• Enquiry & reports for loan cashflow projection, risk-takers, borrower, etc.